LOANS

We offer many different types of loans, including signature, VISA credit card, automobile, ATV, camper, share(cash) secured, CD secured, and No Credit Check Loans (NCCL).

NO CREDIT CHECK

To apply for the NCCL, please email the loan application and reference page below to Elaine Scott at elaine@msdhsfcu.com or give her a call at 601-354-6544 ext 4.

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OTHER LOANS

All other loan requests may be directed to Nicole Smith at nicole@msdhsfcu.com or give her a call at 601-354-6544 ext 2.

LOAN APP FEES

Automobile, ATV, Signature, and Camper loans – $25 loan application fee paid upfront via cash, money order, or a transfer from your Credit Union account. No Credit Check Loan application fee – $20.00. No application fee is required for a share secured loan or a VISA credit card.

VISA CREDIT CARDS

Credit Cards are serviced directly by VISA

Customer Service:
800-322-8472

Lost or Stolen Card:
727-570-4881

After Hours:
866-604-0381

Disputes:
800-600-5249 or
800-543-5073

Due to the announcement of federal stimulus funds, the Credit Union phone lines are very busy, causing long wait times. We apologize for that and encourage you to access your information through our website or the mobile app to see your stimulus funds' status. Please know that your stimulus payment will be available to you the moment that the Federal Government changes the status – we wish we could control that, but we are not able to. As soon as the Government changes the funds from “Pending” to “Available” on your account, the funds will be available for your use. We appreciate your business and understanding on this matter. Please remain careful and safe during these difficult times. You are the best credit union members in the world, and we look forward to serving you in the future.